Let's share your chance with them, their chance with you!
CROSS-BORDER MARKETPLACE LENDING PLATFORM
Crowdcredit is a Marketplace lending platform, which connects borrowers and lenders on a global basis.
We pursue to offer both social return and economic return to our customers through our business activities in our Financial Crowdfunding platform. We support the individuals’ and SMEs' financing activities in countries where financing demand is strong, whilst offering credit investment opportunities to individual investors in countries where the demand for investment is high.
When Tomoyuki Sugiyama, current Crowdcredit CEO, was working at a British bank, he found how a number of banks in the U.K. were struggling with funding gaps in their balance sheets while a number of Japanese banks were faced with few lending opportunities.
Borrowers in Britain are faced with difficulties in accessing finance as well as high loan interest rates, while Japanese depositors are suffering historically low deposit interest rates - 0.02%.
Crowdcredit was founded with the hopes that by connecting the demands of the global market and the investors more effectively, borrowers around the world can access a more stable and cheaper source of funding, while at the same time, lenders can have access to a more attractive credit investment opportunity.
Since its launch in June 2014, Crowdcredit has given liquidity to European and Latin American borrowers whilst offering Japanese individual investors opportunities to invest in overseas retail loans in order to build a Win-Win relationship through the Crowdcredit platform.
Crowdcredit is composed of 14 members that work together to realize its vision to create a more efficient global money flow - filling both funding gaps and lending gaps on a global basis by connecting borrowers and lenders around the world.
5 team members are in Structuring / Legal team who have the background in trading, VC firms or global private equity fund, and 7 team members are in Sales / Marketing / Operations teams who have work experiences at global investment banks, insurance firms or information technology companies. Another 2 members form the administration team and they have worked at a VC firm and a global insurance firm.
(Founder & CEO)
Graduated from University of Tokyo (Bachelor of Law) in 2005 and was part of FICC proprietary trading team etc. at Daiwa Securities SMBC Co.Ltd. (2005 - 2008).
Subsequently, he became the Senior Treasury Dealer at Lloyds Bank, Tokyo branch (2008 - 2012). He founded Crowdcredit, Inc. and became its CEO in January 2013; and in June 2014, Crowdcredit started a Financial Crowdfunding service under the same name to connect borrowers and lenders around the world so that both parties could achieve a Win-Win relationship.